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Bihar Students Credit Card Scheme

Higher education at colleges and universities often proves to be a burden for the parents with the huge amounts involved. Apart from the admission fees, and the tuition fees, the expenses involve hostel and other sundry costs of living. Not everyone can afford to send their children to expensive institutions. But, the ambition remains in their hearts to see their children graduating from premier colleges.

The Bihar government has come up with a scheme which takes away this burden from the parents’ shoulders. Its vision of an educated youth has given birth to the Bihar Students Credit Card Scheme. The government set up DRCC or the District Registration and Counseling Center to facilitate this scheme.

This scheme benefits the students who have passed the Grade 12 exam from Bihar Board, any other State Board, as well as any Central Government Nationalized Board like the CBSE.  If you are one of these students, don’t give up your dreams of higher education as the Bihar government is there to back you up.

 Enroll at DRCC and pay a nominal amount of only Rs 11,000/- as a refundable security deposit. Complete the documentation at DRCC and take away a loan of Rs one lakh at nominal interest rates. This amount covers the fee for tuitions, hostel and messing charges. This loan by the Bihar government in association with several banks is repayable once the student starts working. Students are issued with the credit card which takes care of all the expenses. The Bihar government acts as your guarantee to the banks as well.

Registration for the Bihar Students Credit Card Scheme can be completed by submitting the following mandatory documents at DRCC:

1.       Student’s Aadhaar Card

2.       Father’s Aadhaar Card

3.       Student’s Bank Pass Book

4.       Student’s Residence Certificate

5.       Student’s Qualifying Exam Pass Certificate

More than 5 lakh students are touched by the scheme and issued the Bihar Students Credit Card in the five year program initiative by the Bihar government. The students pursuing any Technical or Professional Degree in any of the following and many more  can apply immediately for this credit card:

·         BA

·         B Sc

·         Engineering

·         MBBS

·         Management, etc.

For students who can’t get a hostel facility in a college, there is provision of getting extra expenses for day to day living. Just submit a non-availability certificate from the college or the hostel.

Go ahead online or on the mobile app and enroll yourself for this credit card. Take this great opportunity to study the course of your choice in the college of your dreams without financially burdening your parents.

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